-130% Mortgage 4.875% fixed 30yrLets say your loan is for $250,000Your monthly payment is $1,323Now lets say you refinance to a 15 year fixed loan at 3.96% (the current rate)Your monthly payment is $1,844You pay $500 more a month but shave off half the life of the loan.Something to think about. That is what I did and my loan is now gone :)
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