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. Are there any advantages for the employer to match
a portion of the contribution I make?

i'll be corrected if wrong, but i'm pretty sure the
only advantage to your employer is YOU are happier
(and new employees are easier to recruit).

my employer does Not match, and 'splains it this way:

the match is money. it has to come from somewhere,
and it only benefits "a few"....

* if it comes from salaries, that hurts everyone.
* if it comes from other benefits, that hurts everyone.
* if it comes out of profits, that depresses the stock
price and hurts 'everyone' (we all have Options, and
we all can use ESPP).
* if it comes from decreased staff, that hurts everyone
(gotta take up the slack, unless YOU are the
one laid-off).

that last one stopped me, cuz it was said with an air
of , "you bein' a trouble-maker, kid?"

you decide......

good luck,

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