~ both our FICO scores are 800+ ~ purchase is not contingent on sale of a home~ our DTI [debt-to-income ratio] is in the single digits~ our down payment is in excess of 20%~ appraisal came in above contract purchase price~ all the comps are model matches~ there are no screwy liens against the subject property~ we're not self-employed and have been at the same job(s) for 20+ years~ we've been customers of the same bank for 20+ years~ we have only one account wtih them that contains all our transaction money What am I missing?Why, nothing.
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