----FDIC and NCUA insurance is limited to $100,000 per individual account per bank/Credit Union. You may have different individual accounts at the same bank/CU if you have an IRA and/or a Roth IRA at the bank/CU in addition to a taxable account. Joint accounts are insured up to $200,000, and a couple may hold individual accounts (with spouse as beneficiary) plus a joint account (or joint accounts) at the same institution and get up to $400,000 worth of insurance.Should be changed to co-owner or joint tenant.Some really nice work there Loki, et al!
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