@ fredinseoul,"I managed to invest almost 30% of my income for the last four or five years and have only dropped below that because of the house."It sounds like if your second home is rented out it is an investment. You mentioned that your savings has dropped because of the house. One could argue in your favor that the amount of money going toward principal on the investment is savings.If it were your primary residence I would not make the suggestion.Take care,J
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