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1( If we have more than one IRA ( ie one in my name , one in HD's name ). Can we both contibute the 2,000 MAX each year ( total 2,000 for me, 2,000 for DH= total 4,000 )


2) Is the answer the same for a ROTH in the same situation?


3) Does the answer to 1 & 2 change if we file seperatly?


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