1 Sounds like the HARP Program. If you purchased your home before a certain date, it's probably true.2 Can't help you with this one3 This is true. I never had a Traditional IRA and was prohibited from plowing money directly into my Roth IRA. But, I was able to fund the Traditional and convert it to a Roth. Since I had no other Traditional IRA assets, it converts tax free. Actually, while I was waiting for the conversion, 2 cents accrued, so I'll have to pay taxes on the 2 cents. :-)
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