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1) Your TMF login name
2) Your total outstanding debt (please note if you're including your mortgage and cars)
3) Your next Happy Dance date
4) Your final Happy Dance date
5) What your long-term goals are once you're debt free.

1. lisa3069
2. $5600.00 CC and $5200.00 car
3. Fall 2000
4. Spring 2001
5. LBYM and

Just a note....When I began my debt pay-off in 1996 I owed $22,000.00 while only making $23,000.00. I currently make $30,000.00. Paying $402.00 per month against this balance REQUIRED LBYM. It wasn't a choice at the time, it a now my chosen lifestyle!

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