Do you have to give 1 lump sum per year up to $10,000 or can you you give payments throughout the year up to $10,000 without getting taxed. Ex. Can I give someone payments of $500 or $1000 every month as long as I do not go over $10,000 for the entire year to that person, or do I have to save up the money and give it to them once during the year? Thanks in advance for the help.