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Greeings Fools,

I'm one of America's protectors of freedom and enjoy th e benefits of unusually low pay compared to my counterparts in the civilian world.

As a result, I am in the 15% tax bracket. I have a non-working wife and 2 small children. I'm trying to figure out what makes more sense for my situation: I would like to fully fund an IRA this year. Should I put my money in a Roth since I'm in such a low tax bracket, or should I fund a Traditional IRA since I could use the tax break now.

I don't know if it's important, but I have about 10k invested in the stock market and mutual funds, but had no capital gains or noticiable dividends last year.

Thanks for all you're help!

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