No. of Recommendations: 1
2 gifts:

I'm much more of a lurker on that board, but I have actually been checking pretty regularly looking for your numbers and analysis because IUL's are an area with which I am very unfamiliar, and so I was looking for all the data to be more educated and to understand if that would be something useful for us.

Well said. I also followed the discussion on that board from the beginning. Like you, I was reading to be informed on the benefits of an IUL. Dave did have a vacation during the midst of the thread, and then never really picked back up. My end impression: continous dollar cost averaging over a long period of time into an S&P500 index, and then using a SWR of say 4% easily outperforms an IUL.
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