2) If he has not started social security yet, then delaying the start of social security, or suspending social security to get a larger monthly check is in essence buying annuity. This is usually better than an annuity that could be purchased for the same amount.He was just short of normal retirement age when he was laid off -- He started SS immediately.I have to be careful not to get myself too personally involved in this. But I think I've had two really interesting and, at the risk of being hyperbolic, terrific responses. This afternoon I'll cut and paste a response and perhaps post it here.Thanks...
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