Message Font: Serif | Sans-Serif
 
UnThreaded | Threaded | Whole Thread (5) | Ignore Thread Prev | Next
Author: pch1138 Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 25033  
Subject: Re: Switch From a Roth 401k to a Traditional 401 Date: 12/23/2012 5:30 PM
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Recommendations: 0
2 things that seem like muddy this topic a little is that you have to be careful when weighing the options and making projections because contributing X amount pre-tax is not thr same amount post-tax (e.g you can't compare $500/month in a Roth vs $500/ month in traditional), but more importantly, what you save now in a traditional is the marginal tax rate, and when you withdraw, it is taxed at the effective tax rate - that will of course have some unpredictability and will be influenced by other variables, but i assume will be less.

Paul
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (5) | Ignore Thread Prev | Next

Announcements

Invest Better Hub
Take advantage of our newest free service, Invest Better!
New Fool-Branded Credit Card Available!
How does your card compare to ours?
Post of the Day:
Supernova Phoenix 1

When Does the Party End?
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
Facebook Fool Fan Club
Be a fan of the Fool over on Facebook!
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Get the Fool Phone App
Save and share content, zero in on sectors, podcasts, and much more!
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and "#1 Media Company to Work For" (BusinessInsider 2011)! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement