2. Unfair Issac dings your FICO Score for having a secured CC.I've heard this rumor many times, but I'm unaware of such a thing ever occurring in fact. I've had one and did not experience a lowered score because of it. I've found no evidence of any differentiating clue on my credit report between a secured card and a regular card, and neither have I been able to uncover any evidence of a card company reporting them any differently.xtn
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