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Author: nelkem Two stars, 250 posts Old School Fool CAPS All Star Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 74759  
Subject: 20 Years to go.............. Date: 2/27/2012 10:20 AM
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I was curious - I have about 20 years to go until retirement or so and was curious what to do with my IRA's.

That is - I put in the max $17K in my 401K in my current job. In one of my earlier jobs - my company matched $1 for $1 for 1st 6% so I did decently well in the 1990's.

I presently have my 401K - in various small cap and large cap growth/value along with a bond, mutual funds.

My wife and my IRA's are about $320K.

I have $65K that I manage a wide array of stocks - such as AAPL, ATVI, NFLX, etc. - a mix of Fool picks and my own - doing decently well.

$17K of my wife's IRA is in my similar model (yet different) array of stocks - e.g. DLTR, DIS, HPQ, TTMI, etc.

The majority of the IRA is with one of the well known shops but managed - so they charge about .99% a year and match my assets based on a model (e.g. Aggressive Growth) which consist of Mutual Funds - their own and 3rd parties.

So my question is - should I give the bulk of the assets to an individual asset manager, stick with the current or try to do well on my own? I'd rather not manage the bulk - I prefer to pay a fee (what ever is considered reasonable) and have some (less than $100K) that I can manage as I always seem to want to try my hand at increasing profits.

What so most people do?

Thanks!
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