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Jane, 25 year old individual has already filed a 2012 1040 Return. The individual now wants to contribute $2000 (meets earned income reqm't) to a new Roth Account and designate it for the 2012 year contribution.

Is there any IRS reporting requirement that must be done on Jane's 2012 Fed Return for the funding of a Roth for 2012?

Further, if I'm understanding the 1040 instructions correctly, even a Roth can be used to qualify for the Retirement Savings Tax Credit. So if Jane has to file an amended return for the Roth contribution, a Form 8880 could be filed with the 1040X that would get Jane the small amount of taxes she owes based on her already filed 1040.

Is that the correct understanding?

PS: Trying to convince her to do an amended even if there is no reporting requirement.
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