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Hello fools! Although I have been visiting this site daily for a while now I finally became a registered member allowing me the opportunity to post. As the subject states I am 22 years old and a Working student. I just opened a Roth IRA with $1000.00 through E*Trade and a little unsure of how to invest the money. I plan on contributing $50-100 a month. I think going with an index fund would be a good idea. I would really like to stay away from the Life Cycle funds because it seems they are too conservative. Any Advice? Thanks in advance for the help.
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