We have $1400 credit card balance due to Citibank. An enticing offer from Chase Platinum arrived with intro rate of 2.99% x 9 months. There will be no Chase transaction fee associated with the balance transfer...but MY concern is with Citibank. I have been reviewing Citibank terms & conditions with their 2.9% offer that we accepted back in 10-2000, & one term/condition of which I'm not sure that I'm interpreting accurately is: "THIS OFFER IS NON-TRANSFERABLE". Does that mean we cannot TRANSFER the outstanding Citibank balance to another card? Please, your response & info would be most welcome!!

I've read & re-read the Citibank agreement, but cannot find any mention of "penalty fees" associated with transferring-out a balance. Has anyone ever experienced this scenario before in their credit-card history?

Thanks in advance--Apacherose