2FoolsInLuv asks:

<...curious how you think I have done with this first step of my plan. Am I putting too much away too early?>

I don't think I'm misinterpreting you when I say that I love the apparent innocence of that bolded question. <smile!> Is there any such thing as "too much, too early?" I don't think so. I think you've done an admirable amount of investigation/thinking for one of 27. So many people your age are in "Acquisitive Mode" with the future being next Thursday.

<It will take dillegence and considerable attention. I apologize for... any spelling errors.>

With the early planning you've done, I feel safe in speaking for the entire board in saying that you're forgiven.

<g>