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2gifts asks,

Thanks. I checked the link and they don't carry my area, so I can't get a current quote.

But what happens when we move? Do I have to change insurance carriers at that point? We're in MA today, but do plan to move to another state, or maybe live in both places depending on the season. What do retirees do for those situations?

The individual health insurance market is regulated on a state-by-state basis, so you'll have to buy the policy in the state you claim as your residence. If you are going to spend a lot of time in another state, try to find a PPO or HMO policy with a nationwide network. (I'm assuming that few people can afford a "fee for service" policy that lets you see any doctor.)

Since you're in Massachusetts, what's happening with Mitt Romney's health care reform? Are you seeing any changes yet?

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