2nd,FWIW...when I retired I moved 500K of my 401k to be managed by Fisher Investments. They invest mainly in stocks, with very little going into ETFs. They had it all invested in only a couple of weeks. No DCA'ing at all.i guess what i did with 401k -- over about 9 months, i split it among SPY and four Vanguard funds (was not trying to time the market ..was trying to decide what i wanted)then moved the money in the funds into ETFs, then some of that into CDs, then that into dividend stocksnot recommending, just mentioning another way to do things
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