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Seems every day a new bulletin is posted on the bulletin board, announcing another "Retirement Seminar"
'Refreshments will be served!" I've been to 2..Chicken Marsala, and Filet of Sole...not bad.

I have decided to go on my own...I want to roll my 401k
and lumpsum pension into self directed IRA's..here's my question...

If I open ...4 rollover IRA's say at Fidelity, Vanguard, Janus, and my self directed account at Ameritrade, and designate a percentage of the proceeds
to each account does this give me an advantage regarding SEPP's...can I initiate SEPP's from the different accounts, at different times. I may need
a little in terms of a SEPP, or I may need a bit more than I thought. Are SEPPS figured per account until
59 1/2 or 5 yrs. OR are they figured on your total
rollover amount regardless of disposition?

I thought this might allow me to tap one account to supplement my after tax funds..if needed..and if later
I find I need a bit more...I could initiate SEPP's
from a second account. I'm 50 and I have 9 1/2 yrs
to consider...this will allow me to incrementally
withdraw smaller amounts if needed rather than drawing
from the whole enchilada.....will it fly??? Thank-you
Bob
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