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My wife just started a job with a 401k plan. Must we stop our Roth IRA contributions if we choose to contribute in the 401k with matching?

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No. of Recommendations: 4
My wife just started a job with a 401k plan. Must we stop our Roth IRA contributions if we choose to contribute in the 401k with matching?

Participating in a retirement plan is not a factor in determining whether you are eligible to contribute to a Roth. If you have enough earned income, file jointly, and have a modified AGI of less than $150,000, you may make your full contribution limit.

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