Thank you for the info. about all caps. I'm 46, so I have a few years before retirement. PercentagesFidelity VIP Mid Cap Portfolio 10%Fidelity VIP Contrafund Portfolio 20%Templeton Foreign Securities Fund 10%Franklin Income Securities Fund 10%Equity Portfolio (Legg Mason) 15%PIMCO Total Return Portfolio 10%Jennison 20/20 Focus Portfolio 15%Royce Micro-Cap Portfolio 10%Yes, I could handle a 20% loss in one year. After reading mutual funds (Investing Basics) I was concerned about all the different mutual fund fees. I don't have a clue if the funds (above) have hidden charges. How do I go about checking to see what types of fees I am charged. exp. loads, Administrative cost etc. Hope this don't sound foolish,but how do you tell if it is an index fund? Thank You
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