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Author: mjrowland Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 25214  
Subject: 401K After Tax rollover to IRA Date: 6/12/2000 8:20 PM
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I apparently have a liberal 401K plan that will allow me to roll ALL my after tax account into a self directed IRA while not impacting my pretax account or the employer contributions. The after tax portion of my 401K is almost 1/2 of my total account when you include all the growth in the after tax money. My advisor suggests that I roll the after tax money into a self directed IRA. Once I do this I can then start doing a better job of managing the tax consequences that start popping up 15 years from now when I begin to take withdrawals. Being a fairly conservative investor, I currently have 30% or so of my portfolio in secure investments. I can see some advantage to rolling to a self directed if I took these after tax dollars and possibly purchased some tax exempt bonds.

Any thoughts?
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