I apparently have a liberal 401K plan that will allow me to roll ALL my after tax account into a self directed IRA while not impacting my pretax account or the employer contributions. The after tax portion of my 401K is almost 1/2 of my total account when you include all the growth in the after tax money. My advisor suggests that I roll the after tax money into a self directed IRA. Once I do this I can then start doing a better job of managing the tax consequences that start popping up 15 years from now when I begin to take withdrawals. Being a fairly conservative investor, I currently have 30% or so of my portfolio in secure investments. I can see some advantage to rolling to a self directed if I took these after tax dollars and possibly purchased some tax exempt bonds.Any thoughts?
Best Of |
Favorites & Replies |
Start a New Board |
My Fool |
BATS data provided in real-time. NYSE, NASDAQ and NYSEMKT data delayed 15 minutes.
Real-Time prices provided by BATS. Market data provided by Interactive Data.
Company fundamental data provided by Morningstar. Earnings Estimates, Analyst Ra