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I posted this a few days ago but now can not locate the post or any possible answers, please excuse if this a duplicat. If you were kind enough to answer, would you please repeat the answer. Many thanks.

I am needing clarification on 401K annual contribution limit makeup. Is the $10,000 limit referring only to the employee's deferal amount before any employer match is added? (Thus the annual employee+employer match amount put into the account could be over $10,000.) Or is it the combined amount that must not exceed $10,000?

Thanks in advance for any helpful insights.

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