Hi I would like some opinions on 401K distribution. My husband is currently 38 years old. Through his employer, he has a choice of only 7 investment options through Fidelity Magellan. This is his current distribution: 40% large cap stock investments20% blended fund investments20% bond investments20% short term investment (Fidelity Retire mmkt)Is it necessary to have any of his investments in short term for his 401K at his age? I don't plan on making any exchanges, just changing the percentages of his future contributions.Thank you,T Anderson
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