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Okay, so I neded to withdraw about 20K from my 401k plan about two years ago to buy a house. I am paying it back over 15 years at 9% interest (payed to myself) at about $230 per month.

I have an home equity line of credit (so far unused) that is at about 11% interest.

Question: Am I better off paying back the 401k loan (I can only pay it off in full, no in chunks) with the line of credit and paying the line of credit down in managable chunks or letting my loan sit out there? The loan seemed like a good idea especially when the market was falling.

Thanks for your suggestions.
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