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My company recently started a non-matching 401k plan. My husband and I chose not to participate for the following reasons:
1. Though we really like the company we will probably only be there for another 1 1/2years.
2. We are currently putting away $2,000/year each for Roth IRA's and $200/month into a Vanguard 500 Index Fund account.
3. We didn't really see that the tax advantages would
have made that great of an impact.

Now I'm beginning to wonder. In 5 months we will be completely debt free and we want to start putting larger amounts aside for savings. Someone suggested that the 401k is the better way to do it regardless of the length of time. Help! This stuff really gets confusing.

Any advice is appreciated.
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