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Dear Fools,

Please help me out on this...
In the last few years, I've accumulated (unmatched by my employer) close to $40,000. I left the company a week ago and am contemplating rolling it all over to a Roth IRA in order to get better gains. What bit of Folly can you offer me on this? (I can keep it "as is" indefinitely and rollover whenever I like, according to my former employer.)
Thank You very much for Your time...

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