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Something to ponder.

I switched all new 401K investments to my 401K plan's Roth 401K option two years ago.
My thought is that current federal marginal tax rates are as low as they ever will be and will be higher when I'm retired. This goes against convential wisdom, but that is what I think will happen.


A component included in the new bill passed to avert the 'fiscal cliff' is a provision allowing retirement plan investors the opportunity to convert traditional 'pre-tax' balances to a Roth 401(k) within their retirement plan.
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