No. of Recommendations: 1
Has anyone ever retired early, transferred a 401(k) to a traditional IRA, then recharacterized it to a Roth in the same year? I realize that the entire traditional IRA would be taxable when recharacterized to the Roth, but if you were able to get a significant increase in the Roth(especially in the first year), it might be better in the long run to pay the taxes up front.

If you recharacterize it to a Roth, don't you have the option to change it back to a traditional IRA if you do it before year end?

Anybody have any pertinent information or recommendations on references I can use?
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