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Excuse me if this question was already posted as I am a newcomber to this board. I am 25 yrs. old and am looking to invest in a retirement plan. After doing some minor research, I heard about this 'new' Roth IRA. Everybody seems to think this is the best thing since sliced bread, because the money is not taxed. I have a problem with this. The money is definitely taxed because it is invested after the government takes taxes out of my pay. The 401K is invested before it is taxed and then taxed when withdrawing.

Is there an advantage to the Roth IRA that I am missing?

Should I invest in one over the other or is it wise to invest in both.

Thanks in advance
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