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I would like your help in sorting out some information. As a school teacher, I do not have a 401k plan, but I have been putting away 20% each paycheck into a 403b annuity. This was the only retirement option that was offered to me when I was hired. My question is this: can I 'get' a 403b plan in any fund that I want, or does the 403b have to be in an annuity? Thanks for your help!
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