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I am a minister, age 35, and I'm just now starting a 403(b). (Hey, we don't have a lot of discretionary income.) Our denomination's plan offers the denominational pension fund, plus six others from Vanguard. I don't plan to retire for at least 30 years, and maybe more. There is an S&P 500 Index fund and a Wilshire 4500 index fund. There are also a money market fund, a bond index fund, a balanced fund, and an international growth fund.

Since I'm planning to invest for the long haul, are there any reasons I should not stick it all in the 500 index fund or the 4500 index fund, or a split of the two. Any input would be appreciated.
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