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I recently filled out forms to have funds in a TSA transferred to a 403(b) mutual fund account with Vangaurd. The insurance Co. where I currently have the account has sent a letter informing me that a penalty charge will reduce the value of my account when I make this transfer. I guess I'm looking for reassurance and/or advice about whether this is a good move. The interest rates on the TSA have been low and I'm hoping I can do better in the mutual fund account. I'm still many years away from retirement. Any help with this dilemma will be appreciated.
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