Can someone help??? I am brand new at this and need some advice from a fellow fool.I belong to the savings plus program through my employer. Its a tax deferred retirement plan.For the past year I have had $100.00 a month taken out of my paycheck and invested in the following funds, 25%-Vanguard Wellington, 25%-T Rowe Price International Stk., 25%-Highmark Value Momentum,and 25%- T Rowe Price Eqiuty Income. There are others choices in this program and I need advice on these choices. They are :

Calvert Social Investment Fund MGD Growth
John Hancock Sovereign Investors Fund
Cadence Balanced Mutual Funds
60%S&P 500/40% Lehman Brothers Aggregate
Cadence International Mutual Funds
MSCI EAFE Index
Cadence Growth and Income Mutual Funds
S&P 500 Index Fund
T. Rowe Price Growth & Income Fund
Vangard/Morgan Growth Fund
Canence Growth Mutual Funds
T. Rowe Price New Horizons
Cadence Agressive Growth Mutual Funds

THey also offer something new, The self managed account,will allow participants to invest in thier choice of over 5000 mutual funds through Mellon Bank's Drefus Retirement Services.I need your help please...I have 9-14 years til retirement.Thank you in advance