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I am 54 years old and just found this discussion board. Really very helpful. I am thinking of getting out of the rat race at 56 rather than 60 like I had always planned. I've got a feeling that those extra 4 years may help me health wise in the long term. Less stress, more exercise and more time to prepare meals instead of buying fast food on the run. More time for family and friends. There's plenty to do in Santa Barbara. One need never be bored. I could even work part time and invest that money. Anyway, there are a lot of things for me to figure out. There's more to life than a full time job and being at someone's beck and call 40 hours plus.
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There's plenty to do in Santa Barbara.

If I lived in Santa Barbara, I'd retire too. Unfortunately, I live in Phoenix Arizona trying to save up enough retirement money so I can live in Santa Barbara when I retire. :o)
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I am thinking of getting out of the rat race at 56 rather than 60 like I had always planned.

You may also find kindred spirits (an a lot of helpful information) on the Motley Fool's Retire Early Home Page.

http://boards.fool.com/Messages.asp?mid=15309096&bid=112992

The Retire Early Home Page web site (which spawned the above mentioned discussion board) also has lots of good stuff.

http://www.RetireEarlyHomePage.com/

Good luck.

jtmitch
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One need never be bored. I could even work part time and invest that money. Anyway, there are a lot of things for me to figure out. There's more to life than a full time job and being at someone's beck and call 40 hours plus.

I dumped out of the race at 49. It's been wonderful. I highly recommend it, particularly while you're still able to enjoy the harvests of a lifetime. On the other hand, the "beck and call" part never really ends, if you are married.
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