Grandma leaves $20,000 IRA to 2 year old grandchild and IRA earns 10% per year for 80 years. Grandchild takes minimum required IRA withdrals (80 year life exp.) = $6,484,391Grandma leaves $20,000 IRA to her 47 old son and IRA earns 10% per year for 35 years. Son takes minimum required IRA withdrals (35 year life exp.) = $182,979.
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