Greedy banks aren't going to change terms.

What the hell does that mean? Greedy?

I would like to take a stab at that.

An example of greedy bank would be a bank that risks bankruptcy in exchange for one more quarter of big profits.



If three scouts are hiking through the woods, and they come upon a brown bear and it attacks. Knowing that if they all stand their ground, they can beat the bear. Even if it means taking some tough shots.

A greedy bank would run. Figuring as a capitalist he does not have to be faster than the bear, just faster than at least one of the other scouts.

What we have now is worse: One scout realizes they are the slowest and leads the bear back to camp, where the women and children are.

These banks are willing to burry whole communities just to show exceptional profit for one more quarter and getting their bonus, knowing that the bonus for missing their profit by 1% is the same as declaring bankruptcy. Those are greedy banks.