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Subject:  Re: IRA or no? Date:  4/13/1997  1:50 PM
Author:  jeremy Number:  13 of 88498

I have a question that should help me decide which way to go. If I open a standard account and then decide at the end of this year to transfer my securities into an IRA account, do I have to pay capital gains on the profits? If I don't then it seems better to open a standard account and decide later whether I want to have an IRA. Any help on this matter would be appreciated.
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