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Subject:  401k Adjustments Date:  8/7/1997  9:29 PM
Author:  londo Number:  166 of 88532


I know that it's a good idea to periodically take a look
at the relative performance of your 401k funds, and
adjust the percentages accordingly. Should the adjustment
to future investments and current balances be made to
match, or should you leave your current balance alone and
just adjust future investments? On the one hand, it would
seem prudent to adjust your balances to match your current
thinking. On the other hand, it seems that you would be negating the future gains of your original choices. I
hope I've made myself clear.

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