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Subject:  Re: 401k Adjustments Date:  8/8/1997  11:55 AM
Author:  TMFPixy Number:  169 of 78166

Greetings, Londo, and welcome to Fooldom.

<<I know that it's a good idea to periodically take a look at the relative performance of your 401k funds, and adjust the percentages accordingly. Should the adjustment
to future investments and current balances be made to match, or should you leave your current balance alone and just adjust future investments? On the one hand, it would
seem prudent to adjust your balances to match your current thinking. On the other hand, it seems that you would be negating the future gains of your original choices. I
hope I've made myself clear.>>

Well, I have to admit I'm not too sure what you're speaking about. But to me, it does sound a little like asset allocation. Say you've decided on a mix of bonds, stocks, and money market in which you want 70 percent of your money in stocks, 20 percent in bonds, and 10 percent in money market. You've also decided that in the interests of keeping trading costs down, you will let those percentages vary plus or minus fice percent from y