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URL:  http://boards.fool.com/rickisme-ltltresults-if-and-only-if-one-pays-10080820.aspx

Subject:  Re: Roth Beware-Substantial Savings Date:  1/13/1998  10:52 PM
Author:  TMFPixy Number:  1283 of 78166

Rickisme,

<<Results: If and only if one pays taxes in the 28% bracket for 30 years and upon retirement only pays 15%, the savings under the regular IRA are substantial; however, if the tax bracket upon retirement is the same or higher>>

I didn't check your math, but it looks o.k. from the explanation.