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URL:  http://boards.fool.com/davidholl-ltlti-think-you-should-figure-on-10094168.aspx

Subject:  Re: Roth IRA's (cont.) Date:  1/30/1998  3:58 PM
Author:  TMFPixy Number:  1546 of 78166

Davidholl,

<<I think you should figure on being at a lower tax rate after retirement. I would use 15% instead of 28%.>>

That's a gen