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Subject:  Re: Roth IRA Contriubtions & Conversions Date:  2/2/1998  5:36 PM
Author:  tc001 Number:  1591 of 78299

Kilmarnoch WROTE,
<< actually nothing is done at the marginal rate... everything is done at the effective rate. >>
and Pixy REPLIED,
<< That's absurd, and I know you know that. Many things are done at the marginal rate because every added dollar of income within a bracket costs you that bracket's rate in added taxes.>>

I know that all contributions are made at the marginal rate, as I stated in my original post. This fact *cannot* be disputed. So at least I can agree with one of you, but only on the numbers on IRA contributions and growth.

Kilmarnoch WROTE,