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Subject:  Re: Roth conversion in 98 or 99 Date:  3/13/1998  9:57 PM
Author:  Tiggertoo Number:  2192 of 78166

>>>Help. Do I convert in 98, which will be a low agi,but next three years
will be big agi's or do I wait until
99 and plan on a low agi (15%) ? Is the tax on the converted IRA amount
found by multiplying 15 times the amount for 99? and paying the tax all
in 99. It may be better not to use the 4 year spread.<<<

I recommend that yo