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Subject:  Venting Time ( I apologize in advance) Date:  3/24/1998  1:30 PM
Author:  Mike7279 Number:  935 of 310778

Time to vent ... (with hopefully some lessons mixed in)

I recently ordered my credit report from Equifax and Trans Union (Experian won't let you order on the Internet). It was very interesting. First, a number of my dad's loans are listed on my credit report, including his mortgage. (It is a wonder anyone lent me anything based on these two sizable mortgages.) Those mistakes are somewhat understandable because I'm a Jr. and he is a Sr. It is just going to be a pain to clean it up, but I can deal with it.

I WAS surprised to see that none of my creditors (except one who I'll get to later) reported me as paying late. Yes, I admit it. During my college days, my first few years of work, and even today, my wife or I occasionally forget to send a payment in on time for one stupid reason or another. It is quite embarrassing and frustrating to get a call or a letter from a credit card company saying "We haven't received your ...." Well, we've all got them. We check our checkbooks and budgets, maybe look around and behind the desk to find the darn bill and whisk it off that day. No big deal, many times you don't even get charged a late fee and if you do okay its my fault I'll pay the fee. So again, I was pl