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URL:  http://boards.fool.com/greetings-vsaffrin-and-welcome-ltltim-10139469.aspx

Subject:  Re: Honest IRA/Roth Comparisons Date:  3/27/1998  9:32 AM
Author:  TMFPixy Number:  2422 of 78166

Greetings, Vsaffrin, and welcome.

<<I'm mystified about the Roth hubbub, but maybe I'm just missing the boat.
When I try to compare a traditional IRA to a Roth, the Roth ALWAYS comes out behind. That's because I insist on comparing apples to apples and equate a $2K pre-tax contribution to a traditional IRA with a $1440 Roth contribution (taking account of the fact that I will need to pay an additional $560 of taxes @28% on the now-taxable money). The Roth never recovers from this lower input, regardless of assumed investment returns or time horizons. The larger pie earns more money, and wins even though I have to pay t