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URL:  http://boards.fool.com/thanks-for-the-reply-ive-been-out-of-town-you-10141269.aspx

Subject:  Re: Partial IRA Conversions Date:  3/30/1998  8:51 AM
Author:  kenretired Number:  3121 of 121219

Thanks for the reply. I've been out of town. You are right. I could do it that way. I was going to use a speadsheet since your suggestion works till I hit 70 1/2 and then am forced to take out 401K/Traditional IRA monies at a proportion to life expectency. With a spreadsheet I could determine if I should be converting more to a Roth even though it would kick me into a 28% bracket but avoid the 39% bracket I will hit with my remainder balance being large enough to put me there at 70 1/2. I would just have to use the "present" brackets and adjust it they changed from year to year.
I guess I'm trying to optimize my net holdings and minimize my taxes (but then aren't we all?).
Thanks again.
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